Full transparency about how borrowingcalc.com.au earns revenue to remain free for all Australians.
borrowingcalc.com.au is committed to providing free, unbiased financial calculator tools to all Australians. To keep our service free, we generate revenue through two sources: advertising and affiliate referrals. This disclosure explains how both work and how they affect (or don't affect) our content.
We display advertisements served by Google AdSense on our website. These ads are selected automatically by Google based on the content of our pages and (where permitted) the interests of our visitors. We do not control which specific ads appear, and the presence of an advertisement does not represent an endorsement of the advertiser or their products by borrowingcalc.com.au.
Google may use cookies to serve relevant ads. You can opt out of personalised advertising at adssettings.google.com.
Some links on borrowingcalc.com.au are affiliate links. This means if you click through to a third-party website (such as a lender, financial product provider or comparison site) and complete an application or purchase, we may receive a commission or referral fee from that third party.
This commission does not affect the rates, terms or prices you receive. You will not pay more by clicking our affiliate links — in most cases the rate offered is identical to going directly to the provider.
We only link to products and services we believe may be relevant and useful to our users. We do not accept payment to feature specific products in our calculators or editorial content — our calculator results and editorial content are entirely independent of our affiliate relationships.
This disclosure is provided in accordance with Australian Consumer Law requirements and guidelines from the Australian Competition and Consumer Commission (ACCC) regarding the disclosure of commercial relationships in online content. Where required, individual pieces of content that contain affiliate links are marked with an appropriate disclosure notice.
If you have any questions about our affiliate relationships or advertising practices, please contact us.
Last updated: May 2026