About borrowingcalc.com.au

Our Mission

borrowingcalc.com.au was built with one goal: to give every Australian access to the same quality financial calculator tools that were previously only available through expensive financial advisers or locked behind paywalls on commercial comparison sites.

We believe financial literacy is one of the most valuable skills an Australian can have — and that access to clear, accurate, unbiased financial information should be free for everyone. Our calculators are always free, require no sign-up, and never share your data.

What We Do

We build and maintain free Australian financial calculators focused on Australian home loan borrowing power and serviceability. Every calculator on our site:

• Uses current Australian rates sourced from the RBA, ATO and ASIC
• Is updated regularly as rates and legislation change
• Includes authoritative citations from the ATO, ASIC MoneySmart and the RBA
• Runs entirely in your browser — we never see your financial data
• Is completely free, with no sign-up required

Our Editorial Standards

All content on borrowingcalc.com.au is written and reviewed by our editorial team against current Australian legislation, ATO guidelines and ASIC requirements. We follow these principles:

• Accuracy first — every figure is cross-checked against ATO, RBA and ASIC primary sources
• Regular updates — rates and thresholds are reviewed and updated as they change
• Clear disclaimers — we clearly communicate that our calculators provide estimates, not personalised financial advice
• Unbiased information — we don't favour any lender or financial product provider in our content
• Transparent monetisation — we earn income through advertising and affiliate referrals, which is disclosed clearly

Part of the Australian Financial Calculator Network

borrowingcalc.com.au is part of a network of free Australian financial calculators built to help Australians across all aspects of personal finance — from home loans and taxes to superannuation and car finance. Together, our calculators cover every major financial calculation most Australians need.

Disclaimer

The calculators and content on borrowingcalc.com.au are for general educational purposes only and do not constitute financial advice, tax advice or legal advice. Results are estimates based on the information you provide. Individual circumstances vary — always consult a licensed financial adviser, tax agent or mortgage broker before making financial decisions. See our full disclaimer and privacy policy.

Contact Us

Have a question, found an error, or want to suggest a new calculator? We'd love to hear from you. Visit our contact page to get in touch.